Money attitude and financial wellness of women professionals
About this article
Keywords:
Money Attitude; Distrust; Anxiety; Power Prestige; Retention Time; Financial WellnessAbstract
The study clearly outlined the demographic profile of the respondents, their money attitudes, and their level of financial wellness. To address the research objectives, the study employed a descriptive research design. A structured questionnaire served as the prima-ry data collection instrument and was administered to 266 women professionals employed across the Batangas State University Sys-tem. The collected data were systematically tallied, tabulated, and analyzed using appropriate statistical tools, including frequency and percentage, weighted mean, standard deviation, and multiple regression analysis. Findings indicated that most respondents were middle-aged, married, held permanent employment status, earned a monthly income corresponding to salary grades one to twelve, were middle born in their families, and were college graduates. The study also revealed that the money attitudes of working women, specifically in the dimensions of power prestige, retention time, distrust, and anxiety, were generally in good standing. Moreover, their financial wellness, assessed through objective financial status, financial satisfaction, financial behavior, and subjective finan-cial perception, was also found to be sound. The analysis further showed that there was no statistically significant relationship be-tween the respondents’ profiles and their money attitudes or financial wellness. However, all dimensions of money attitude were found to have a significant relationship with the components of financial satisfaction and financial behavior. The results of the study ultimately informed the development of a proposed financial guide tailored for women professionals, serving as the practical output of the research.
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