The Interplay between Fintech and Green Finance in Saudi Arabia: ‎The Moderating Role of Education and Experience

  • Authors

    • Heba Gazzaz Finance Department, Faculty of Administrative and Economic, King Abdulaziz University, ‎Jeddah, Saudi Arabia
    • Roaa Badkook Finance Department, Faculty of Administrative and Economic, King Abdulaziz University, ‎Jeddah, Saudi Arabia
    https://doi.org/10.14419/28q6bk93

    Received date: November 16, 2025

    Accepted date: December 17, 2025

    Published date: December 21, 2025

  • FinTech; Green Activities; Sustainability; Saudi Arabia; PLS-SEM

  • Abstract

    The adoption of innovative technologies in the financial sector enables firms to enhance their ‎sustainability performance. This study focuses on examining the relationship between FinTech ‎adoption and green initiatives of financial institutions in Saudi Arabia. It also investigates the ‎moderating effects of education and experience of the respondents in the relationship between ‎FinTech and green activities. Data was collected via a questionnaire survey from 304 individuals ‎working in financial institutions in Saudi Arabia. The Pearson correlation, PLS-SEM, and ‎hierarchical regression find a statistically significant and positive link between FinTech adoption ‎and financial institutions’ green activities. No significant moderating effects of education and ‎experience are observed. Based on the results, the study highlights important policy and practical ‎implications‎.

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  • How to Cite

    Gazzaz, H., & Badkook, R. (2025). The Interplay between Fintech and Green Finance in Saudi Arabia: ‎The Moderating Role of Education and Experience. International Journal of Basic and Applied Sciences, 14(8), 461-470. https://doi.org/10.14419/28q6bk93