Spending patterns of zakat recipients among students of higher education institution (HEIS)

 
 
 
  • Abstract
  • Keywords
  • References
  • PDF
  • Abstract


    The disbursement of zakat to the recipients must be efficient and for the intended purpose. This is to ensure that the objectives of the Shariah in safeguarding the welfare of the ummah are achieved. As financial assistance by way of zakat would add more cash to the recipients (asnaf), there is a need to study the effectiveness of the cash they received as the absence of such information may contribute to the lack of evidence on the effectiveness of zakat in reducing the financial burden of the recipients. Therefore, this study examines the spending patterns of zakat recipients among University Technology MARA (UiTM’s) students. This quantitative research used primary data gathered through a self-administered questionnaire. The sample of this study comprises of zakat recipients among students of UiTM Selangor. Questionnaires were distributed to a total of 400 respondents and the collected data were analysed descriptively. The findings showed that a sizeable portion of the students’ spending was on necessities such as food, transport, shelter, clothing and learning materials. A considerable number of respondents spent on mobile phones and very few saved the money they received.

     


  • Keywords


    Zakat; Recipients; ASNAF; Spending Patterns

  • References


      [1] Ahmad Fahmie, M. A., Zakariah A. R., Fuadah, J., Muhammad Ridhwan, A. A., (2015). The Effectiveness of Zakat in Reducing Poverty Incident: An Analysis in Kelantan Maaysia, Asian Social Science, 11 (21), 355 – 367.

      [2] Anuar, P., R Abbas, Ag Don, Z Saari, MS Elias. (2016). The Zakat Distribution Management of Majlis Agama Islam Negeri Johor for the Muallaf Asnaf, Islamiyyat, 38 (1), 25 – 34.

      [3] Aishath Muneeza. (2017). Administration of Zakat on Wealth in Maldives, International Journal Management and Applied Research, 4(1), 58-72.

      [4] Alhijeet Birari & Umesh Patil. (2014). Spending & Saving Habits of Youth in the City of Aurangabad, The SIJ Transaction on Industrial, Financial & Business Management (IFBM), 2(3), 158-165.

      [5] Al-Qardhawi,Y. (2001). Dawr al-Zakah fi ‘ilaj al-Muskilah al-Iqtisodiyah Wa Syurut Najahiha, Dar al-Syuruq, Kaherah, Egypt.

      [6] Bernama, (2017). Rokok Boleh, Beras Tak Boleh, Asri Tegur Sikap Malas Asnaf, http://www.freemalaysiatoday.com/category/bahasa/2017/08/02/

      [7] Chan, S. Fiona, et al. (2012). Financial Knowledge and Aptitudes: Impacts on College Students’ Financial Well-Being, 46(1), 114-132.

      [8] Erdal, M.B., and Borchgrevink, K., (2017). Transnational Islamic Charity as Everyday Rituals, Global Networks, 17(1), 130-146.

      [9] Georgina, et al. (2015). Mobile Money Technology and Spending behavior of Students of the University, Unpublished Research, University of Ghana.

      [10] Hayhoe, C. R., Leach, L. J., Turner, P. R., Bruin, M. J., & Lawrence, F. C. (2000). Differences in spending habits and credit use of college students. Journal of Consumer Affairs, 34(1), 113-133. Retrieved from http://findarticles.com/p/articles/mi_hb3250/is_1_34/ai

      [11] Jayasree Krishnan. (2011). Lifestyle – A Tool for Understanding Buyer Behavior, International Journal of Economics and Management 5(1), 283 – 298.

      [12] Khayruzzaman, (2016). Impact of Religiosity on Buying Behavior of Financial Products: A Literature Review, International Journal of Finance and Banking Research 2016; 2(1): 18-23 Published online March 1, 2016 (http://www.sciencepublishinggroup.com/j/ijfbr

      [13] Munikza, (2014). The Effect of promotional Pricing on Durban University of Technology Students Staying in Institution Residences, Unpublished Dissertation, Durban University of Technology.

      [14] Pillai, R., Carlo, R., & D'souza , R. (2010). Financial prudence among youth. Munich Personal Archive, 22. Retrieved from http://mpra.ub.unimuenchen.de/22450/1/MPRA_paper_2 2450.pd

      [15] Puteh, R Abbas, Ag Don, Z Saari, MS Elias. (2016). The Zakat Distribution Management of Majlis Agama Islam Negeri Johor for the Muallaf Asnaf, Islamiyyat, 38 (1), 25 – 34

      [16] Raudah, M. R.,Sanep, A., Hairunnizam, W., Farra Munna, H., (2011). Understanding Asnaf Attitude: Malaysia’s Experience in Quest for an Effective Zakat Distribution Programme, Paper Presented at the International Zakat Conference on Sustainable Development of Zakat in Alleviation and Improvement of Welfare of the Ummah, organized by World Zakat forum and Collaboratin with the Department of Economics, Faculty Economics and Management Bogor Agricultural University, Centre for Islamic Development Studies of Bogor Agricultural University on 19-21 July 2011.

      [17] Tanakon. (2013). Gender Differences in Spending and Saving Behaviours of Thai Students, Research in Education, 90 (1), 68-81.


 

View

Download

Article ID: 29280
 
DOI: 10.14419/ijet.v7i3.35.29280




Copyright © 2012-2015 Science Publishing Corporation Inc. All rights reserved.