KAUR, Kuldip; SAHNI, Dr. Nancy. The Effect of Digital Financial Literacy on Personal Financial Management ‎Behaviour of Women of Punjab: Exploring The Role of Digital Financial ‎Socialisation as A Mediating Variable. International Journal of Accounting and Economics Studies, [S. l.], v. 12, n. 3, p. 130–139, 2025. DOI: 10.14419/bw8bmc40. Disponível em: https://www.sciencepubco.com/index.php/IJAES/article/view/34610. Acesso em: 8 jul. 2026.