Financial Literacy of Academic Personnel of The University of Rizal System:‎ Basis for Intervention Program

  • Authors

    • Ariel M. Plantilla DBA Professor, College of Business University of Rizal System, Philippines‎
    https://doi.org/10.14419/xvgyzz93

    Received date: August 22, 2025

    Accepted date: September 25, 2025

    Published date: October 10, 2025

  • Financial Literacy; Financial Wellness; Academic Personnel; Financial Education; Intervention

  • Abstract

    Financial literacy is a useful tool in making informed financial decisions. : Financial literacy among the personnel of the University is an important skill to have a stable and ‎financially secure life. This study aimed to explore the faculty and staff financial literacy as ‎an input for crafting an intervention program. The study used a descriptive-survey research ‎design with survey questionnaires as the main instrument in gathering the required data. The ‎study revealed that the majority of the respondents were female, belonged to the middle age, and were in ‎a low academic rank of instructor I and admin aide 1, receiving 30,000 and monthly ‎family income and spent almost equal to their income, with regular savings accounts ‎, and a handful of personnel had long-term investments. There is a varying degree of financial literacy among the faculty and non-teaching personnel. Faculty are more ‎literate as compared to the non-teaching personnel in aspects of saving and money ‎management, investment and risk management, while they do not differ when it comes to ‎borrowing and debt management, and awareness of economic issues‎.

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  • How to Cite

    DBA , A. M. P. . (2025). Financial Literacy of Academic Personnel of The University of Rizal System:‎ Basis for Intervention Program. International Journal of Accounting and Economics Studies, 12(6), 384-395. https://doi.org/10.14419/xvgyzz93