The Development of Digitalization of Rupiah Currency ‎Towards National Security, Especially in Dealing With Cyber ‎Crime and Financial Crime

  • Authors

    • Alma Wiranta Universitas Pertahanan Republik Indonesia
    • Robby MT Universitas Pertahanan Republik Indonesia
    • Sovian Aritonang Universitas Pertahanan Republik Indonesia
    https://doi.org/10.14419/gbs8mw83

    Received date: July 5, 2025

    Accepted date: September 22, 2025

    Published date: October 5, 2025

  • Crime Cyber; Crime Finance; Digitalization Currency; Security National

  • Abstract

    This study aims to describe the development of digitalization rupiah currency against national security, specifically in the face crime cyber and ‎cybercrime. The approach used descriptive qualitative methods. The research object is in the form of secondary data, consisting of primary ‎policy materials, secondary policy materials, and tertiary policy materials. Temporary Qualitative data analysis is carried out through a ‎process where data is sorted, collected, and managed into an organization or categorization, then synthesized to obtain clarity, including ‎finding patterns, what things are important, and can be learned as lessons in order to decide something that can be told to other parties. The ‎government is expected to immediately strengthen cybersecurity policies to protect the financial system from increasingly sophisticated ‎cyber attacks. Cases of data leaks that have occurred on various digital platforms show how vulnerable a system that is not fully secure is. ‎To support this, the Indonesian government, together with Bank Indonesia, the Financial Services Authority, and the Attorney General's ‎Office, needs to actively involve the public in financial and digital literacy programs. The program aims to increase public understanding of ‎digital currency and its benefits for national economic stability. Cooperation with educational institutions is also important to disseminate ‎information related to the use of digital rupiah safely and effectively. The digitalization policy model for the rupiah currency through CBDC ‎should be accompanied by mature risk mitigation, one of which is related to national threats in the form of monetary stability. With the right ‎policy and regulatory model, the digital rupiah or CBDC is expected to become a stronger monetary sovereignty and a payment instrument ‎that functions to strengthen national security in the digital era‎.

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  • How to Cite

    Wiranta, A., MT, R., & Aritonang, S. (2025). The Development of Digitalization of Rupiah Currency ‎Towards National Security, Especially in Dealing With Cyber ‎Crime and Financial Crime. International Journal of Accounting and Economics Studies, 12(6), 169-175. https://doi.org/10.14419/gbs8mw83