Muzaffar Asad, Dr., Israr Ahmad, Syed Hussain Haider, and Dr. Rabia Salman. “A Crital Review of Islamic and Conventional Banking in Digital Era: A Case of Pakistan”. International Journal of Engineering and Technology 7, no. 4.7 (September 27, 2018): 57–59. Accessed February 10, 2026. https://www.sciencepubco.com/index.php/IJET/article/view/20382.