AL-Magali , Mohannad, Mahmoud Allahham, Osama Mousa Alawneh, Firas Tayseer Ayasrah, Ra'ad Nathir Ahmed Al-Rawashdeh, and Khaleel Al-Said. “The Effect of Blockchain Adoption on Fintech Development: The Moderating Role of ‎Organizational Agility, An Empirical Study of Digital Wallet”. International Journal of Basic and Applied Sciences 14, no. 5 (September 17, 2025): 639–648. Accessed December 5, 2025. https://www.sciencepubco.com/index.php/IJBAS/article/view/35264.