V. V. . . Deepika, D. A. V. N. . Murty, G. . Kumar, S. . Ganapathy, D. N. S. V. N. . Raju, and D. R. . Miyan, “Risk and Return Optimization Using Innovative Financial Modelling”, IJBAS, vol. 14, no. 7, pp. 476–484, Nov. 2025, doi: 10.14419/r3t5ts54.