Hechmi S. What Drives Non-Performing Loans in Italy? A Macro‎Financial Perspective from 2005 To 2024‎. IJAES [Internet]. 2025 Oct. 24 [cited 2025 Dec. 18];12(6):860-7. Available from: https://www.sciencepubco.com/index.php/IJAES/article/view/36077