Asriadi, Ari, Andri Soemitra, Tuti Anggraini, Saparuddin Siregar, and Muhammad Yafiz. “A Synergy Development Model for The Islamic EconomyEcosystem-Based on Productive Debtors: EvidenceFrom Financing ‎The Customers of The BankSumut Sharia”. Translated byMuhammad Rizal. International Journal of Accounting and Economics Studies 13, no. 2 (February 8, 2026): 37–46. Accessed February 18, 2026. https://www.sciencepubco.com/index.php/IJAES/article/view/37645.