Panda, Mr. Mrutyunjay, Mr. Bidyadhar Padhi, Mr. Mahendra Prasad Agasty, and Dr. Prakash Chandra Dash. “Assessing Rural Livelihoods: Financial Inclusion and SocioEconomic Well-Being in Nayagarh, Odisha”. International Journal of Accounting and Economics Studies 12, no. 7 (November 6, 2025): 241–252. Accessed December 5, 2025. https://www.sciencepubco.com/index.php/IJAES/article/view/36067.