DURGA, S, Dr Venkateswara Rao Podile, and Dr Visalakshi Narapareddi. “Exploring the Factors Determining Fintech Adoption Among Indian Users Integrating ‎Theory of Planned Behaviour ( TPB) and Social Learning Theory (SLT)‎”. International Journal of Accounting and Economics Studies 12, no. 1 (April 13, 2025): 10–18. Accessed February 24, 2026. https://www.sciencepubco.com/index.php/IJAES/article/view/33207.