R. Sylvia, A. . Juniar, Sarwani, and D. M. . Dewi, “Overconfidence Bias in Financial Decision-Making: Evidencefrom Culinary MSMEs in Banjarmasin, ‎Indonesia”, IJAES, vol. 13, no. 1, pp. 148–153, Jan. 2026, doi: 10.14419/vn7scf57.