Vidhya , P., Sharan Kumar Shetty, Virgil Popescu, Ramona Birau, N. Devaram, M. Devaki, Stefan Margaritescu, Gabriela Ana Maria Lupu (Filip), D. Renukadevi, and P. Manochithra. 2025. “Digital Financial Inclusion and Its Societal Impact in Emerging ‎Economies”. International Journal of Accounting and Economics Studies 12 (8): 944-51. https://doi.org/10.14419/4v2yg235.