BALCIOĞLU, Yavuz Selim; ALTINDAĞ, Erkut; KARAKAYA, Turhan. Challenging Conventional Wisdom: Why Traditional Employ‎ment and Payment Behavioral Indicators Fail to Predict Financial Risk. International Journal of Accounting and Economics Studies, [S. l.], v. 12, n. 4, p. 585–597, 2025. DOI: 10.14419/bbyae562. Disponível em: https://www.sciencepubco.com/index.php/IJAES/article/view/34354.. Acesso em: 5 dec. 2025.