Salazar, C. M.; Camacho, B. .; Montemayores, D. J. .; Javier, J. .; Gatilogo, J. J. .; Aclan, K. .; Manalo, D. N. B. A. .; Perez, D. ‎Gemar G. .; Landicho‎, D. B. M. . Perceived Risk and Attitude As Determinants of Mobile Payment Adoption: A Behavioral Economics ‎Perspective. IJAES 2025, 12 (8), 603-616. https://doi.org/10.14419/vydt0v09.